Hope Credit Union 

Hope for a Brighter Future: Why Hope Credit Union is More Than a Bank

Welcome to Hope Credit Union, where we believe that a strong financial foundation is the cornerstone of a vibrant community. In a world of large national banks and impersonal financial services, we stand apart as a different kind of financial institution. Our story isn’t just about deposits and loans; it’s about a decades-long commitment to the people and communities we serve.

Our Roots in the Deep South

Hope Credit Union was born out of a desire to create a financial lifeline for historically under-resourced communities in the Deep South. Our journey began in 1995 as a church-sponsored credit union in Jackson, Mississippi. The founders saw a community with few banking options and a reliance on high-cost alternatives like payday lenders and check-cashing services. They recognized that true financial empowerment required a dedicated institution that put people first.

From these humble beginnings, we have grown, not through a pursuit of profit, but through a series of strategic mergers with like-minded credit unions that shared our mission. Today, we serve communities across Alabama, Arkansas, Louisiana, Mississippi, and Tennessee, reaching people in places often neglected by traditional financial institutions.

The CDFI Difference: Mission-Driven Banking

Hope Credit Union is a certified Community Development Financial Institution (CDFI). This isn’t just a label; it’s a testament to our core identity. As a CDFI, we are dedicated to providing financial services to underserved markets. We use our status to attract investment and resources that directly benefit our communities, helping to address issues like:

• Affordable Housing: We help people move from renting to homeownership and finance affordable housing projects that strengthen neighborhoods.
• Small Business Development: We provide capital and technical assistance to entrepreneurs, helping them start, stabilize, and grow businesses that create jobs and economic vitality.
• Community Facilities: We finance essential community infrastructure, including charter schools and healthcare facilities, that are vital for a community’s well-being.
• Financial Inclusion: We are committed to reaching the unbanked and underbanked, providing them with safe, affordable banking products and the financial education they need to succeed.

A Full Spectrum of Financial Tools

While our mission is unique, our services are comprehensive. We offer a full range of products designed to meet your every financial need, all with our member-first philosophy.

• Checking and Savings Accounts: From our “Easy Checking” accounts for those new to banking to “Rewards Checking” that offers competitive interest rates, we have options for every stage of life. Our accounts come with free digital banking, online bill pay, and e-statements.
• Personal and Auto Loans: We offer competitive rates and flexible terms on personal and vehicle loans. We are often more flexible than larger institutions, looking at alternate financial history and working with individuals to find the right solution.
• Mortgage Loans: We are committed to helping you achieve the dream of homeownership. Our mortgage options and financial counseling are designed to help you navigate the process, especially if you are a first-time homebuyer.
• Financial Wellness and Education: We don’t just offer products; we offer a path to financial health. We have partnered with GreenPath Financial Wellness to provide our members with free, one-on-one financial counseling, debt management services, and a library of educational resources.

Join a Movement, Not Just a Credit Union

When you join Hope Credit Union, you are not just opening an account. You are becoming part of a cooperative movement that believes in the power of people to help people. You become a member-owner, with a voice in our direction and a stake in our success. Our membership is open to anyone who joins the nonprofit Hope Enterprise Corporation, making it easy for you to become part of our family and our mission.

We invite you to experience the Hope Credit Union difference. Let us be your financial partner on the road to a brighter, more secure future.

Categories

• Credit Union

Features

• Air conditioning
• Certified
• Free Parking
• Friendly workspace
• Storefront
• Wireless Internet

Regions

• Jackson, MS