Here is a comprehensive overview of Credit Union of Atlanta (CUA), suitable for a detailed “About Us” section on a website.

About Us: The Credit Union of Atlanta Difference

Our History and Philosophy: Credit Union of Atlanta was founded in 1928, a time of great economic change. For nearly a century, we have remained a stable and secure financial partner for our members, navigating through periods of both prosperity and financial hardship. We operate on a different principle than traditional banks; our focus is not on generating profits for shareholders, but on the financial well-being of our members. As a member-owned cooperative, any profits we earn are reinvested back into the credit union to provide you with better rates, lower fees, and enhanced services.

Our Mission and Vision: Our mission is central to everything we do: “To provide financial solutions to meet the needs and improve the quality of life for our members.” Our vision is to be the financial services provider of choice in our diverse communities, one member at a time. This commitment is reflected in our dedication to providing personalized, friendly customer service and a wide range of products and conveniences that rival those of “big banks.”

A Community Development Financial Institution (CDFI): Credit Union of Atlanta is certified as a Community Development Financial Institution (CDFI). This means we are committed to serving low-income and underserved communities in the greater Atlanta area. We work to address critical needs such as affordable housing, credit education, and community involvement. Our status as a CDFI allows us to work with federal resources, matched with private funding, to offer reasonably priced and accessible financial products that help our communities thrive.

Products and Services

We offer a full suite of financial products and services for both personal and business needs.

Personal Banking:

Checking & Savings Accounts: We provide flexible accounts for your daily transactions and a secure place to grow your money.
Loans:
- Auto Loans: Get competitive rates for new and used vehicles, with quick approval.
- Mortgage Loans: We can assist with purchasing or refinancing your home.
- Personal Loans and Credit Cards: Solutions to help you cover unexpected expenses or consolidate debt.
Digital Banking:
- Online Banking: Manage your accounts 24/7 from your computer.
- Mobile App: Our mobile app allows you to check balances, transfer funds, pay bills, and even make mobile deposits on the go.
- Bill Pay: Easily schedule one-time or recurring payments to avoid late fees and paper clutter.
- eStatements: Receive your account statements electronically for a more secure and eco-friendly option.
Convenience Services:
- Surcharge-Free ATMs: Access your cash at thousands of MoneyPass® and STAR® ATMs nationwide without paying a surcharge.
- Shared Branching: As a member, you can conduct your transactions at other participating credit unions across the country.
- Direct Deposit: Automatically build your balance by having your paycheck deposited directly into your account.
- Additional Services: We also offer notary public services, gift cards, and secure wire transfers.

Membership

Who Can Join? Joining the Credit Union of Atlanta family is easy and offers numerous benefits. Our field of membership is broad and includes:

Employees of the City of Atlanta and its affiliated agencies, authorities, and organizations.
Employees of Fulton County Government.
Employees of Atlanta Public Schools.
Employees of Zoo Atlanta, Inc.
Immediate family members of existing members (related by blood, adoption, or marriage) or those living in the same household.
Members and employees of specific churches and community groups (e.g., Wheat Street Baptist Church, Calvary Baptist Church).
Individuals who work or live in Wheat Street Gardens, Wheat Street Towers, or the Wheat Street Shopping Center.

How to Become a Member: To join, you will need to provide a valid form of identification (such as a Georgia Driver’s license) and a Social Security card or work-issued ID. A minimum deposit is required to open a savings account, which establishes your part-ownership in the credit union.

Contact and Locations

Main Office Address: 670 Metropolitan Parkway SW, Atlanta, GA 30310
Phone: 404-658-6465
General Hours:
- Monday – Thursday: 8:30 a.m. – 4:00 p.m. ET
- Friday: 8:30 a.m. – 5:00 p.m. ET
Email: Use the contact form on their website for general inquiries.
Social Media: Look for their official presence on social media platforms to stay informed about the latest news and promotions.